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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Insurance Services of Washington, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Insurance Services of Washington recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact an Insurance Services of Washington representative today to prevent mistakes and errors from becoming major losses for your business.


Our Location

Insurance Services of Washington - Redmond

8195 166th Ave NE, Ste 201
Redmond, WA 98052
Main office: 425-868-1123

Our Providers

"I can't say enough good things about Mike and his agency. Not only have they provided us with outstanding service but saved us a significant amount in premiums too! I would recommend them to any family or business."
Ann Wilsbach, Owner Casa Bonita Home Maintenance
"We have used Insurance Services of Washington for the last 15 years, and appreciate the professionalism, convenience, and skill that they bring to the table. Anytime we have a question about our insurance policy, or even are simply curious about the insurance industry, it seems they have the inside scoop on what's happening and what we can expect here in Washington state. While many folks shop around and trade out insurance companies as easily as changing hats, we think it would be a great loss for us to leave the Haller family business. Thank you to Margarita, Rebecca, and especially Mike. From one family business to another, great job!"
Cathy S Grefsrud
"We use this company for our corporate insurance as well as I use it personally. I have referred a number of clients to them (Boyfriend, Sister, Friend, etc) as they are first class. They have excellent rates, are locally/family owned, are quick to respond, and provide friendly first class service. If you are looking to switch or at least explore what they have to offer, I highly recommend contacting them. I speak with Mike however Rebecca has also been extremely helpful."
Kourtney Harris