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425.868.1123

Bicycle Insurance

Bicycle Insurance For The Way You Ride

 

Transportation. Recreation. Fitness. Competition. Relaxtion. Markel understands that each cyclist has a different reason for riding, and no matter what your reason is, we’re here to provide you with the best bike insurance coverage possible. Whether you ride a road bike, mountain bike, or electric bike, Markel offers the most comprehensive bicycle insurance around.

Cycling means different things to different people. That is why, Markel Bicycle Insurance offers bicycle coverage customized for each individual cycle, and doesn’t provide one-size-fits-all coverage. Policies are as low as $100 per year.

Coverage highlights:

  • Bicycle Physical Damage- Primary coverage for the cost to repair or replace the cycle (including fixed accessories and components) up to the policy limit, due to sudden, accidental direct physical loss or damage to the cycle. This coverage would aplly if insured bicycle were to be involved in a collision, fire, theft, vandalism, or in the hitting of another object.

 

  • Coverage also includes protection while the bicycles is in transit (land or air) to & from any location in the United States or Canada, and protection when competing in triathlon or bicycle races.

 

Included Coverages at no extra cost:

  • Rental Reimbursement
  • Competitive Event Fee Reimbursement
  •  Spare Parts
  • Cycle Apparel.
  • Bicycle liability – primary coverage for the injuries or property damage (caused by the insured bicycle) for which the insured is held legally responsible. Coverage is offered at combined single limits of: $25,000, $50,000 and $100,000
  • Medical Payments – covers medical expenses of the insured cyclist if they are injured while on the insured bicycle, regardless of fault. The following per person limits are available: $1,000, $2,500, $5,000, $7,500, $10,000.
  • Vehicle Contract Protection – Covers injuries if, while on the insured bicycle, the insured is struck by an uninsured or underinsured motorist. Available in combined single limits of $10,000 or $25,000.
  • Roadside Assistances – for only $10 per year per bicycle, 24-hour Emergency Service will be provided (up to 35 miles per tow, 5 tows per year).

See how an average Homeowne’s Policy measures up to Markel

 

Policy Coverage

Average Homeowner’s Policy

Markel Bicycle Policy

Insured at Full Value

Not Likely

Yes

Crash Damage

No

Yes

Theft Coverage

Limited

Yes

Theft Away from Home

Limited

Yes

Vehicle Contact Protection

No

Yes

Personal Liability

Yes

Yes

Replacement Bike Rental

No

Yes

Event Fee Reimbursement

No

Yes

Event Fee Reimbursement

Not Likely

Yes

Cycling Apparel

Not Likely

Yes

Medical Payments

Not Likely

Yes

Racing Coverage

No

Yes

Spare Parts Insured

Not Likely

Yes

Covered in Transit

Not Likely

Yes

Worldwide Physical Damage

Not Likely

Yes

Roadside Assistance

Not Likely

Yes

 

Our Location

Insurance Services of Washington - Redmond

8195 166th Ave NE, Ste 201
Redmond, WA 98052
Main office: 425-868-1123

Our Providers

"I can't say enough good things about Mike and his agency. Not only have they provided us with outstanding service but saved us a significant amount in premiums too! I would recommend them to any family or business."
Ann Wilsbach, Owner Casa Bonita Home Maintenance
"We have used Insurance Services of Washington for the last 15 years, and appreciate the professionalism, convenience, and skill that they bring to the table. Anytime we have a question about our insurance policy, or even are simply curious about the insurance industry, it seems they have the inside scoop on what's happening and what we can expect here in Washington state. While many folks shop around and trade out insurance companies as easily as changing hats, we think it would be a great loss for us to leave the Haller family business. Thank you to Margarita, Rebecca, and especially Mike. From one family business to another, great job!"
Cathy S Grefsrud
"We use this company for our corporate insurance as well as I use it personally. I have referred a number of clients to them (Boyfriend, Sister, Friend, etc) as they are first class. They have excellent rates, are locally/family owned, are quick to respond, and provide friendly first class service. If you are looking to switch or at least explore what they have to offer, I highly recommend contacting them. I speak with Mike however Rebecca has also been extremely helpful."
Kourtney Harris