Insurance Services of Washington Blog
In the United States, you’ll be forbidden to drive if you don’t follow the laws. Also, you can’t legally drive if you don’t have auto insurance. If paying your automobile insurance bill is a struggling experience because you have a low income and you’re the breadwinner of the family, there are available options that can aid you. Continue reading this article to know the three ideal car insurance options for low-income drivers.
Auto Insurance Program Sponsored by the State
The low-cost automobile insurance program is being implemented by the government to give eligible individuals with liability insurance protection at reasonable rates. This is one of the ways to meet the state’s financial responsibility laws. If you have a low income, you might qualify for this program sponsored by the state government. Obtaining an assurance through a state-sponsored program would give you peace of mind that you won’t be breaking the law while driving on busy highways and side streets.
Take note: There may only be a few states that can provide this kind of service. Some of the areas that have a vehicle insurance program for low-income drivers are New Jersey, Hawaii, and California. But, don’t worry. Other two available options can be suitable for you.
Paying Insurance Monthly
Paying off your yearly premium upfront which can be stressful, especially when the due date comes and you need to settle other essential expenses for your family. To avoid this scenario, you can request to resolve your payment every month. Recommended for most policyholders who are raising a family, this is a way to have financial relief.
Increasing Your Deductible
If you’re on a constricted budget, you can consider raising your deductible — the cost you have to settle first following an accident before the insurer pays out. When you opt to have a high deductible, you would have low premiums, either monthly or yearly, to settle.
Tip for You: Find a trusted insurance company to get the most favorable insurance coverage for you and your family. Their agents can thoroughly evaluate your needs and explain to you the suitable package for your convenience.
One More Thing Before You Go
It’s critical to follow what the law requires, especially if you’re driving a vehicle. Ensure adequate protection to operate your car legally by buying an auto insurance plan.
At Insurance Services of Washington Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (425) 868-1123 or Click Here to request a free quote.