Insurance Services of Washington Blog |
 The best auto insurance deal is comprehensive auto insurance. This insurance policy pays for only a few problems but your regular car insurance won't pay for these costly expenses. Here are five important benefits that you can avoid if you get comprehensive auto insurance. Payment for Stolen Car
Do you think you could afford to buy another car if someone stole yours and you were not able to recover it? Get a comprehensive auto insurance policy in case you cannot afford it. If you have financed the car, then your lender will ask for your insurance policy. A standard comprehensive insurance coverage will not pay for a brand-new car. However, it will simply reimburse you totally for the current value of the stolen one. This means that it must be cheaper than the price at which you bought it. Payment for Animal Collisions Standard normal insurance never pays for damage due to collision from animals. However, a good advantage with comprehensive coverage is that it can handle such expenses. The coverage includes a broken windshield, dented hood or a crushed fender. The usual culprits are deer, moose or even livestock. Payment for Flood Damage Water, especially at high levels, can destroy not only the upholstery but also the mechanical parts of your vehicle. Comprehensive coverage handles insurance claims even from those with low or moderate risk of flooding. Payment for Weather Damage The insurance company will always issue a check for any part of your car destroyed by the wind or any incident related to bad weather. This actually includes golf balls or rocks carried by the wind or even a tornado picking up your car and smashing it miles away. Payment for Fire Damage If you encounter roadside car fires like those you see in traffic reports in the early mornings, then expect that the insurance company will issue a check for you. Damage caused by huge pile-ups or even something as trivial as vandalism or falling tree branches are also covered by comprehensive auto insurance. Some Final Words Before you get auto insurance, ask your agent whether it covers all these accidents. Comprehensive insurance policy may not be as easy to pay as the standard normal auto insurance. However, it can save you a lot of cash in case these accidents happen. After all, the purpose of every insurance is that you won't ever have to pay a penny for any bad thing that happens to your car. At Insurance Services of Washington Inc., we put our clients first by offering them policies that they can afford. Learn more about our products and services by calling our agency at (425) 868-1123. You can also request for a free quote by clicking here.
54 Comments
4/6/2018 04:32:33 am
There are various reasons to put the auto insurance in a nutshell. The importance of auto insurance is truly felt when someone is involved in an accident or when a vehicle owner has lost his speed machine. Basically, an auto insurance scheme consists of various coverage facilities including- liability coverage, awning coverage, uninsured loss recovery facility, collision coverage, temporary replacement of the automobile, and other advantages that are specially related to the funeral. Thus, to make hassle-free claims, and to remain profitable during any kind of unfortunate incident, you have to pick the right auto insurance policy for your favorite road companion. 4/25/2018 09:11:38 pm
It's surprising to know that a comprehensive auto insurance coverage can be used to pay for your stolen car. We just bought a car but we're not yet sure as to the type of insurance that we should go for. I'll discuss this with my wife so that we can get in touch with a company that offers a comprehensive auto insurance policy. 5/11/2018 11:54:50 pm
It's good to learn that insurance company will always issue a check for damages caused by any incident related to bad weather. We plan to get a family car now that we have two kids. I'll make it sure to get an insurance, especially that our town is prone to tornadoes. 5/16/2018 05:07:31 pm
My brother just bought a new car, and he's debating whether or not he should get car insurance to go along with his new purchase. You make a great point that you don't want to pay for a new car if your old car gets stolen and you can't recover it. I'm sure that will really help my brother to see the importance of having auto insurance. I like how you talked about standard normal insurance never paying for damage due to collisions with animals, but comprehensive coverage does. My husband and I want to update our auto insurance to something like comprehensive coverage now that we can afford it. Thank you for the information about how the coverage would include a broken windshield, dented hood, or a crushed fender. Since we live near mountains, deer hitting our car has been a concern. 5/22/2018 08:46:24 pm
Thanks for the tip about considering car insurance in case your car gets stolen. It would be good to have protection against this kind of problem because you could do very little to help against that. My husband and I are looking for car insurance, so we'll have to consider what kind of coverage to get. 5/23/2018 07:31:36 am
I like how you said that an auto insurance service can help you pay for a new car if you had yours stolen. This would be really great for us right now because the crime rate in our area is increasing. We'll have to see how much it would cost to get a policy like this. 5/30/2018 04:11:09 pm
I never took into account the fact that you need comprehensive coverage if you want to be covered if your car is damaged by an animal in the road. I have enough friends who have run into deer to know that it is a definite possibility. Soon, I'll be getting, so I'll have to make sure I get comprehensive coverage like you advised. 6/9/2018 03:50:21 am
I like the idea of availing auto insurances for the purpose of shouldering your finances in the event that your car went missing or stolen. It does make a value for money because we all know that buying a car is a huge investment that not everyone can replace easily if something happens to it. I'll have a word with my husband and consider getting a car insurance as soon as we buy a family car. 6/13/2018 05:14:15 pm
My sister bought a car and she wants to make sure that it will be covered no matter what happens. It was explained here that when a car is stolen, auto insurance will reimburse the current value of the vehicle. Moreover, it's recommended to go to insurance experts for auto insurance. 6/14/2018 07:25:03 am
I like the fact that car insurance companies can shoulder the mechanical damage inflicted in your car due to flooding. This is something that we certainly don't want to happen at any point of driving because we might get stuck in the middle of the road seeking for help, finding a way to make it to our destination, and paying for the repair. If I were to own a car, I wouldn't hesitate in grabbing an auto insurance that covers water damage. 6/20/2018 12:03:47 am
Wow, I never knew that the insurance company will also cover for the damages caused by vandalism and falling trees if the car owner bought a comprehensive auto insurance. I will share this information with a friend of mine who plans to buy a car this year because he wants to reward himself after getting promoted. He will save a lot of money in the future if he gets an insurance like this. Thanks for the information! 6/21/2018 05:47:45 pm
Thanks for explaining how there is different benefits you can get with auto insurance, such as payment for flood or fire damage. When choosing the coverage you need, it could help to research the different companies and see what benefits are included in their policies. You could also call the companies in order to get an auto insurance quote to figure out which one will provide you the coverage you need at a price you can afford. 7/2/2018 01:50:20 pm
Thanks for talking about the benefits of having auto insurance. I had no idea that having insurance meant that you could get paid for someone stealing your car. I was always under the impression that insurance would only pay for accidents. 7/3/2018 02:31:20 pm
It's great that you elaborated on the best auto insurance deal which is a comprehensive auto insurance. My favorite part of this article is when you said that it pays for damages from an animal collision. In my opinion, this part is really advantageous most especially with the owner of the animals if there is any. It was nice to know that I can do something about it in case my car gets stolen and that by having a car insurance that covers replacements, I can get a new car. If so, then I need to consider getting that coverage in the insurance that I will buy next month. I just want to be sure since a friend of mine has experienced getting his car stolen last month. I want to be prepared for every possibility. 7/10/2018 10:54:20 am
I knew that car insurance could protect you from accidents and damage, but I never realized it could also cover a stolen car. My friend just bought a car, so I think she'd love to have it protected from theft. Do you have any tips for choosing an insurance provider? 7/19/2018 10:55:38 pm
I like how you mentioned that the best auto insurance deal is comprehensive auto insurance. As far as I know, the most common thing here is the weather damage. Am going to ask my husband if which is applicable to us. 7/26/2018 10:53:04 am
I appreciate your suggestion to ask about whether or not your insurance covers all of these accidents. I have been thinking about figuring out what my insurance covers exactly. I think that it would be nice to know that these are covered so that I won't have to worry too much if they happen to me. 7/26/2018 06:57:16 pm
Thanks for the tip about considering what kind of things auto insurance covers before choosing it. Asking an agent what all is covered and how much it is covered for would give you a good idea for the plan itself. My husband and I are looking for new car insurance, so we'll have to consider what it covers first. 7/30/2018 06:43:54 pm
My dad gave me the car that he bought 3 years ago. Unfortunately, it was damaged by the storm. You've mentioned that it is covered by its insurance. Can I just process it or should my dad intervene on this? Thanks for the attention. 7/31/2018 02:59:10 pm
That's really interesting that the weather damage clause includes golf balls or rocks that the wind through. I'm going to be getting a new vehicle, and I want to make sure that I will be covered no matter what happens. I'll have to find somewhere to get car insurance from. 8/7/2018 08:30:06 am
Wow, you're right; I had never really thought about how I would afford another car if mine got stolen and couldn't be recovered. My husband and I are moving to a new area and I want to update our insurances to cover the new address and our cars. Thank you for the advice about getting a comprehensive coverage for your cars so they can reimburse you at least a little bit on the value of the stolen car. 8/8/2018 08:40:19 am
Thanks for explaining some reasons to get auto insurance. It's good to know that you could be covered for weather damage. This seems very beneficial if you live in an area where the weather can get dangerous. 8/16/2018 02:29:53 pm
It is nice to know that auto insurance can cover you if your car is damage by other drivers or fallen branches. This makes it a lot easier to not have to worry about damages. I will keep this in mind as I look into coverage. 8/17/2018 08:48:20 pm
It is good that you were able to provide a list of the benefits of having a car insurance because most people aren't aware of how wide or not the coverage can be when it comes to car accidents. My uncle loves to drive fast cars and he is a very good driver. He is looking for an insurance plan that will help him cover the damages that may happen to his car. I'll be sure to share this article with him. 9/11/2018 02:34:00 pm
Thank you for pointing out that water can damage your car and auto insurance can help cover it. My husband and I just bought a new car and are wanting to get the right insurance for it. I'll have to look into finding the best auto insurance company in our area. 9/24/2018 07:15:13 am
I agree that the best deal you can get is comprehensive auto insurance. You want to make sure your insurance will cover a variety of expenses, like you said. I'll definitely have to make sure I find a policy that offers the most coverage, just to be safe. I would rather not run the risk of having to pay for costly repairs. 10/5/2018 07:34:28 pm
Thank you for mentioning that the comprehensive insurance can actually help cover the damages of the upholstery in case flood damages it. This got my attention because the place where I live is prone to flooding, and I leave the car outside sometimes. If I ever get this kind of insurance, at least, I would be sure that the upholstery, which is expensive by the way, is protected in case something bad happens. 10/8/2018 07:03:57 pm
It was really helpful when you suggested having a weather damage coverage so that in case the car gets damage by something that the wind carries, I can get it repaired. My windshield was once damaged by a tree branch that fell due to the wind, so I liked this coverage. Considering the number of trees in the neighborhood, it is not impossible for this to happen again. I just want to be prepared. 10/9/2018 04:57:50 pm
It got me when you suggested the weather damage coverage since insurance will pay for the repairs needed in case wind damages the car in any way. Considering how windy it is in my current residence, I think I need this kind of coverage. Just a few weeks ago, the neighbor actually had his windshield smashed by a flying rock. I need to be prepared in case something like that happens to me as well. 10/9/2018 07:31:16 pm
When you said that one should get insurance to make sure that the car owner can get repairs done when he suddenly bumps into either a deer or a moose, it reminded me of my son who works at a farm. He just got a new car and his farm takes care of cows and goats to sell their milk, meat, or hide. I will recommend to him an auto insurance service that can ensure that he can pay for his car well enough if an accident ever occurred. 10/23/2018 11:15:10 am
I thought it was interesting that you can get insured for animal collisions. My brother lives in an area where this can be a real issue when driving. I'll be sure to ask him about this and see if it's something he's ever considered for his insurance. 11/19/2018 04:36:11 pm
Thank you for mentioning that a comprehensive auto insurance will help cover the repairs in case the car is damaged by vandalism or by a falling tree branch. I am more worried about the tree branch since we live near a forest. I love the trees and the view, but I don't like falling branches. Since I also want to protect my car from this, it might be best to have it insured. 12/13/2018 08:21:04 pm
I am glad that you mentioned how an insurance policy will be able to reimburse you with the current price of your car should it get stolen. My son lives in a pretty shady neighborhood. He plans to get a car so that the commute to work can be easier, so I will be sure to advise him to opt for an auto insurance that can cover him should his vehicle fall into thieving hands. 1/2/2019 03:41:26 pm
That is great that if you were to encounter roadside car fires that insurance covers it. That is something that I would want to have in case that were to ever happen to any of my vehicles. Maybe I should look into getting vehicle insurance so that I can be covered for damage. 1/24/2019 06:38:32 am
I'd never heard before about flood insurance for cars. I've thought about it when I've watched different news clips with cars covered in water, but I never thought to look into it. It's comforting to know that you can get coverage for this if you live in an area that is prone to those kinds of weather conditions. 1/31/2019 04:04:37 pm
Having payment for flood damage would be nice. Maybe I should get car insurance when I get a car. That is something I will have to look into soon. 4/11/2019 12:59:10 pm
It would be good to have auto insurance to get payment from flood damage. It would not be fund to have the mechanical parts of my car damaged by the water. Soon I am going to have to look into getting that in auto insurance soon. 4/12/2019 03:15:46 pm
That is nice that I could get insurance to give payment for animal collisions. That is something I would want to have if I were going to buy a car. Maybe when I decide to buy a car I will have to look into getting car insurance. 5/6/2019 11:19:39 am
That is a good point that I probably couldn't afford another car if mine were to get stolen right now. Maybe it would be good to get some insurance so I could have it covered. Then I could have coverage for repairs and in case it ever gets stolen. 5/15/2019 11:51:19 am
It would be good to get a comprehensive auto insurance policy sometime in case I couldn't afford a new car. This is something I am going to have to get just in case someone steals my car. Soon I am going to have to get auto insurance for when I decide to get a car. 5/24/2019 01:13:07 pm
That would be nice to have an insurance company to give me a payment from weather damage. This is something I am going to have for when I get a car. Soon I am going to have to look into this just in case I have weather damages to my car. 6/14/2019 06:07:20 am
My daughter just got a new car and wants me to tell her what I can about car insurance and what it covers. I didn't know that insurance with comprehensive coverage can ensure that accidents that involve animals like deer and moose are covered. My daughter is always out camping and outdoors with her friends, so when I look around for insurance, I'll make sure I'm covered from animal collisions, thanks to this tip. 6/14/2019 10:40:25 am
I did not know there are insurance companies that cover animal collision. I drive a lot because of my job, sometimes to another state. This type of coverage will help me a lot to prevent any accidents that I may have in the future. 7/17/2019 04:35:54 pm
My brother is thinking that he should get auto insurance. I'll be sure to tell him about the benefits of getting auto insurance. Getting a professional to help him would be really nice. 7/24/2019 08:17:20 am
Wow, it's interesting that auto insurance can cover animal collisions. My dad wants to get auto insurance for his new Ford Fiesta. Thank you for sharing this information. My dad will be happy to know what auto insurance covers. 7/26/2019 01:37:30 pm
I never knew that auto insurance can help pay for a new car if your old one gets stolen. My son recently got a new car and he's been thinking about getting auto insurance for it. I'll make sure to pass this information along to him if he ever decided to get some insurance for his car. 8/19/2019 04:18:10 pm
I wasn't aware that standard normal insurance doesn't cover the costs of the car hitting an animal. If I were to choose, I think I'll choose coverage from a good company that includes that so that I can be well-protected. Our community has a lot of wild animals, and sometimes they get hit, so I hope that this helps me out. 9/23/2019 12:31:37 pm
One of my goals for this year is to get a car so I can finally reduce my commutes to work using a bus. I'm glad to know that auto insurance will allow me to be reimbursed the current value of my car in case it gets stolen. I think I'll inquire about this from different companies once I need one so I'll get the best coverage that I need. I liked that you said that one thing to consider when you own a vehicle is to make sure that you get good insurance so that you can acquire help if your car is stolen. I have been thinking about buying a car but I have been worried that I would end up getting my car broken into or stolen. I will be sure to get good insurance so that I can ensure help if something unfavorable happens to my vehicle. 10/4/2019 08:55:22 am
I'm going to get my first car after three months because I just got my driver's license. I think I'll get a quote for auto insurance so I'll know how much a typical coverage will cost. It's good to know that a good insurance policy can handle expenses like those that will be needed to replace broken windshields, so I'll see if I can afford those. 10/12/2019 08:25:06 pm
It's great that this article elaborates on the need to talk to an insurance agent about what kinds of auto insurances are available and what they cover. I have a nephew that turned 16 and is looking into getting a new car. I appreciate you helping me learn more about auto insurance and the different kinds of coverage there is. Leave a Reply. |
Contact Us
(425) 868-1123 Archives
October 2019
Categories
All
|
RSS Feed