Insurance Services of Washington Blog
Building a new home requires a big investment. However, if you have a home, no one can rule out the possibility that a natural or man-made disaster can destroy your home. Most disasters like wildfires, earthquakes, and hurricanes can leave your home and property completely destroyed.
Here are five ways that you can protect your home and property from all kinds of disasters.
Inspect and Assess the Property
Ask a professional to inspect your property at specific times. The inspection will identify the defects and weaknesses of the foundation as well as the walls and roof. If you repair these defects early, it will greatly help minimize the extent of the damage in the future.
Use Fireproof Landscape
If you live in a place where wildfires are more likely to happen, you need to keep in mind that landscaping can help protect you. Make sure that when you landscape, you prepare plants that will not help fire spread in case a wildfire breaks out. Additionally, you can use flame retardant materials in the construction of your home. These materials can help prevent or reduce damage to your house in case you have to evacuate.
Fix the Plumbing
Make regular inspections and repairs to your plumbing as this is important in preventing rising flood waters. At the same time, you need to install flood detectors. Flood detectors can give you warnings about impending rising waters in order for you to take precautionary measures even if you are far away from home.
Build a Safe Room
For protection against tornadoes and hurricanes, build a safe room that can accommodate at least the same number of people in your house. One safe room that can accommodate 16 people can actually cost around $3000 to build. Without a disaster, you can still use it as a storage room.
Get Home Insurance
The right insurance coverage for your home will give you peace of mind whether there is a natural disaster or not. If you want to protect your lives and your financial situation in case a disaster strikes your home, the best thing for you to do is to get home insurance. Just make sure that your home is covered appropriately when it comes to natural or man-made disasters.
Some Final Words
You should protect your home from natural disasters. That will keep you safe and will spare you the headache from financial stresses that will result from this. It is also important to know what you should do during a disaster and what steps you should take to recover. However, you should bear in mind that having home insurance can give you the peace of mind that you need.
At Insurance Services of Washington, Inc., we put our clients first by offering them policies that they can afford. Learn more about our products and services by calling our agency at (425) 868-1123. You can also request for a free quote by CLICKING HERE.